1. Collection and Use of Personal and Other Information

1.1. We do not collect any personal information about you unless you voluntarily provide it to us. Users are under no obligation to provide any requested information, but without it the Website may not be able to take the action requested.

1.2. The Company may collect personally identifying information to give you access to the Services, to allow registration, to optimize your experience using the Services, and/or to respond to requests. For such use, you may be required to provide your e-mail address, name, phone number, photograph for facial recognition and/or date of birth. When you provide any personally identifying information, you acknowledge that you are knowingly and voluntarily providing such information, and that all provided information is accurate and up-to-date.

1.3. The Company may use your IP address and other related information such as browser type, time zone settings, and operating system in order to grant you access to and administer the Services.

1.4. The Company collects certain usage information about the Services, such as the number and frequency of users and/or users' Internet Protocol (IP) addresses, which are automatically logged and used by the Company and its contractors to analyze user activity at an aggregate level, such as the number of visits and geographic optimization. This data is used only in the aggregate and does not include any personally identifying information.

1.5. The Company may use a credit card processing company for billing for the Services. These companies have different privacy policies over which the Company has no control. You are responsible for review and acceptance of each such privacy policy.

1.6. If you provide the Company with information other than the requested personally identifying information, including suggestions about the Services, all such information shall be solely owned by the Company and may be used, reproduced, modified, distributed and disclosed by the Company in any manner in its sole discretion, without compensation to you.

  1. Policy on Children's Privacy

2.1. Please see our COPPA provisions in our Terms and Conditions.

  1. Information Sharing

3.1. The Company does not sell, rent or pass on your personally identifiable information to any third party other than as necessary to provide the Services, unless we have your consent or as otherwise set forth herein. All third parties that require such information to provide the Services will agree to use any such information based on the Company's instructions and in compliance with this Privacy Policy.

3.2. The Company may provide such information to third parties without your consent if the Company reasonably believes that access, use, preservation or disclosure of such information is necessary to:a) satisfy any applicable law, regulation, legal process or enforceable governmental request;b) enforce applicable Terms of Service, including investigation of potential criminal or civil violations;c) detect, prevent, or otherwise address fraud, security or technical issues; ord) protect against imminent harm to the rights, property or safety of users or the public.

  1. Data Security

4.1. The Company uses a variety of security measures including encryption and authentication to protect the loss, misuse and alteration of personal information. Registered accounts are secured by users' created usernames and passwords. You are solely responsible for the security of your username and password.

4.2. The Company uses reasonable measures to protect stored information and restricts access to those who require access to perform their job functions, and who are instructed that the information is to be used only according to this Privacy Policy.

4.3. The Company cannot guarantee the security of account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of information.

4.4. E-mails are not necessarily secure when they are transmitted, and for sensitive information users may employ different methods of communication.

  1. Cookies

5.1. The Company uses "cookie" technology. Cookies may give the Company such information as your log in details and when you have previously accessed the Services.

5.2. Cookies are used during users' connection with the Services to allow you free access to the Services and to use the Services without repeatedly requiring you to re-enter your user name and password. The cookies do not provide the Company with any way to contact you.

5.3. While all browsers are different, users may be able to configure your browser to accept or reject all or some cookies, or notify you when a cookie is set. However, users may have to enable cookies from in order to use and access some of the Services.

  1. Your Access to and Control Over Information

6.1. If a data breach occurs, the Company will notify users on the Website and via email within a reasonable period of time or the time required by law.

6.2. You may opt out of any future contacts by contacting the Company by email or telephone number.

6.3. Users can request to see what data the Company has about a user; change/correct any data the Company has about a user; ask the Company to delete any data the Company has about a user; or express any concern about the Company's handling of user data.

6.4. To comply with the European General Data Protection Regulation Users in the European Economic Area, Switzerland and the UK the Company provides the following procedures for Users with regard to their Personal Information:

6.4.1. Users can request to see what Personal Information the Company has about you, the purpose of the processing, the categories of Personal Information, the recipients to whom the Personal Information have been or will be disclosed, the duration of the storage of Personal Information and whether it is processed by the Company.

6.4.2. Users can demand correction of any incomplete or inaccurate Personal Information.

6.4.3. Under certain circumstances Users can withdraw consent to the complete or partial use of Personal Information or request deletion, removal or restrictions on use of Personal Information.

6.4.4. Users may obtain their Personal Information in a common, machine-readable format and, if technically feasible, to have it transmitted to another controller or service provider.

6.5. Response times can be up to one month for legitimate requests, and you may be contacted for additional information.

6.6. Requests may be refused, or a fee may be charged if the requests referenced above are not based on firm evidence or are recurrent, inordinate or unreasonable.

6.7. To exercise any of these rights or file a Complaint or raise concerns relating to this Privacy Policy, please contact us at

  1. Retention of Personal Data

7.1. Personal Data will be retained at least as required by law or for a period of time to reasonably respond to complaints, pursue audits, demonstrate compliance with legal requirements, resolve disputes and enforce the Company's rights.

  1. Transferring Data Outside of the European Economic Area

8.1. The Company may use third parties based outside the European Economic Area, so their processing of personal data will involve a transfer of data outside the European Economic Area.

8.2. Whenever personal data is transferred outside of the European Economic Area, the Company will ensure a similar degree of protection is afforded by ensuring it will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission.

  1. California Privacy Rights

9.1. If you are a California resident, you have the right to request information regarding the manner in which we share certain categories of your Personal Information with third parties for the third parties' direct marketing purposes.

9.2. You are entitled to receive a copy of this information in a standardized format and the information will not be specific to you individually. You may make such a request by emailing ______________________.

  1. For Texas Users Only

10.1. If you still have an unresolved complaint regarding our money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free),

  1. Standard Provisions

11.1. This Privacy Policy constitutes the entire agreement between you and the Company with respect to this privacy policy as related to the offered Services.

11.2. This Privacy Policy shall be governed by and construed in accordance with the laws of the State of New York applicable therein, without regard to conflict of laws and excluding the United Nations Convention on Contracts for the International Sale of Goods (CISG).

11.3. The failure or delay of either party to exercise or enforce any right or claim does not constitute a waiver of such right or claim and shall in no way affect that party's right to later enforce or exercise it, unless such party issues an express written waiver, signed by a duly authorized representative.

11.4. Users consent to the use of electronic means to deliver any notices pursuant to these Terms and Conditions.

11.5. If any court having competent jurisdiction holds any provision of this Privacy Policy invalid or unenforceable in any respect, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions of this Privacy Policy shall continue in full force and effect.

11.6. No waiver of any provision of this Privacy Policy shall be deemed a further or continuing waiver of such provision or any other provision of this Privacy Policy.

11.7. If you feel the Company is not abiding by this Privacy Policy, users should contact us immediately by email at:

If you feel the Company is not abiding by this Privacy Policy, users should contact us immediately at by email at: